Does Medicare Cover Mobility Scooters? Here’s What You Need to Know

Does Medicare cover mobility scooters?

It is a question often asked by many Australians, as mobility scooter can be life-changing for people with limited mobility. Mobility scooters offer independence, safety, and freedom to move...but they are not cheap. 

That is why the many questions. If you are from Australia or the US, and you or a loved one are exploring this option, understanding Medicare’s role is essential.

In this guide, we’ll break down what Medicare covers, who qualifies, what steps to take, and how to avoid common pitfalls. Whether you're a senior, a caregiver, or someone navigating disability support, this article will help you make informed decisions.

Does Medicare Cover Mobility Scooters Under Part B?

Does Medicare (US) cover mobility scooters under Part B? Yes—under specific conditions. Medicare Part B covers durable medical equipment (DME), and mobility scooters fall under this category. However, coverage isn’t automatic. You must meet eligibility criteria, and the scooter must be deemed medically necessary.

To qualify, your doctor must certify that you have a medical condition that limits your mobility inside your home. This means you struggle to walk even with a cane or walker, and you need a mobility scooter to perform daily activities like bathing, dressing, or cooking.

The scooter must also be usable inside your home—not just outdoors. If your home has narrow hallways or stairs that make scooter use impractical, Medicare may deny coverage.

What You Need to Qualify for Coverage

Does Medicare cover mobility scooters for everyone with mobility issues? Not quite. Here’s what you’ll need:

• A face-to-face exam with your doctor: This is mandatory. Your doctor must document your mobility limitations and recommend a scooter.
• A written prescription: Medicare requires a prescription that includes the type of equipment needed.
• A Medicare-enrolled supplier: You must purchase or rent the scooter from a supplier who accepts Medicare assignment.
• Use inside the home: The scooter must be suitable for indoor use.

If all these boxes are ticked, Medicare typically covers 80% of the approved cost. You’ll pay the remaining 20% unless you have supplemental insurance.

Does Medicare Cover Mobility Scooters Fully?

Does Medicare cover mobility scooters completely? No. Medicare pays 80% of the approved amount after you meet your Part B deductible. The remaining 20% is your responsibility, unless you have additional coverage like Medigap or private insurance.

For example, if the approved cost of a scooter is $2,000, Medicare pays $1,600. You pay $400. If your supplier charges more than the Medicare-approved amount, you may also be responsible for the difference—unless they accept Medicare assignment.

Some people choose to rent the scooter through Medicare, which can reduce upfront costs. Others prefer to buy, especially if long-term use is expected.

Key Points to Remember

Does Medicare cover mobility scooters? Yes—but only if:

• You have a medical condition that limits mobility inside your home
• Your doctor provides a written prescription after a face-to-face exam
• The scooter is medically necessary and suitable for indoor use
• You purchase from a Medicare-approved supplier
• You’ve met your Part B deductible

What Medicare Doesn’t Cover

Does Medicare cover mobility scooters for outdoor use or convenience? No. Medicare won’t cover scooters if:

• You only need them outside the home
• You want one for travel or recreation
• Your home layout doesn’t support scooter use
• You don’t have a documented medical need

In these cases, you’ll need to pay out of pocket or explore NDIS or private insurance options.

How to Apply for a Medicare-Covered Mobility Scooter

Does Medicare cover mobility scooters if you apply correctly? Yes, but the process can be tricky.

Here’s a simplified roadmap:

1. Visit your doctor: Schedule a face-to-face exam and discuss your mobility challenges.
2. Get a prescription: Your doctor must write a detailed order for the scooter.
3. Choose a supplier: Find a Medicare-enrolled supplier who accepts assignment.
4. Submit paperwork: The supplier will handle most of the Medicare claim process.
5. Wait for approval: Medicare may take time to review and approve the claim.
6. Receive your scooter: Once approved, you’ll get your mobility scooter and pay your share.

 Does Medicare Cover Mobility Scooters For Australians?

If you're based in Australia, it’s worth noting that Australian Medicare differs from U.S. Medicare. In Australia, mobility scooters are not typically covered under Medicare. Instead, funding may come from:

• NDIS: For eligible participants under 65
• My Aged Care: For seniors over 65
• State-based equipment programs: Like MASS in Queensland or SWEP in Victoria
• Private health insurance: Depending on your policy

So while the keyword “does Medicare cover mobility scooters” often refers to U.S. Medicare, Australians should look to NDIS or aged care pathways for support.

So, does Medicare cover mobility scooters for NDIS participants? Medicare and NDIS are separate systems. Medicare may cover a scooter if you meet its criteria, but NDIS funding is more flexible and tailored to individual plans.

If you're an NDIS participant, your plan may include mobility equipment as part of your core or capital supports. You’ll need to work with your planner or support coordinator to include a mobility scooter in your budget.

Unlike Medicare, NDIS doesn’t require a strict medical necessity test—but it does require justification that the scooter helps you achieve your goals.

Many Australians use both systems. For example, Medicare may cover part of the cost, and NDIS may cover the rest. Coordination between providers is key.

Final Thoughts

Does Medicare cover mobility scooters? Yes, but only under strict conditions. It’s not a blanket benefit—it’s a medically justified support for those who truly need it. Understanding the rules, working with your doctor, and choosing the right supplier are all crucial steps.

For Australians, Medicare may not be the answer—but NDIS, My Aged Care, and other programs offer strong alternatives. If you're navigating this space, take the time to explore all options. Mobility is more than movement—it’s freedom, dignity, and independence.